These are commercial loans designed to finance the development of large residential estates either for sale, lease or rental. Some of large scale properties funded by Union Homes under Estate Development (Commercial) loans include the under-listed real estate projects:

1. Union Homes/Lagos State Development and Property Corporation Estate at Owutu, Ikorodu, and at Palmview Estate Oko-Oba, Agege Lagos.

2. Multi-million Naira-Agric/Coker Market near Festac, Lagos

3. Oniru Private Estate, Victoria Island, Lagos

4. Nnamdi Azikiwe/Alli Balogun Shopping Complex, Central Business District, Lagos

5. Snecou Prince and Princess Estate, Duboyi, Abuja

6. Abia State Housing Estate, Ehinmiri, Umuahia

7. Efab City Estate, Mbora District, Abuja

8. Wilbahi Estate, Airport Road, Abuja

9. Apico/Shelter Afrique Estate, Uyo.